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BTP: how to calculate the value and what are

l'amico Ernesto mi chiede aiuto sui BTP, come funzionano cosa è il valore nominale, mi scuso con tutti voi per avere usato termini un po' complessi. Ed ecco una spiegazione più dettagliata

Allora i BTP sono i Buoni del Tesoro Pluriennali (o Poliennali) come dice la parola sono dei Buoni emessi dal tesoro Italiano, quindi dallo STATO, che durano un certo numero di anni

usually have a rate, which is a fixed defined at subscription and pay interest (called coupons) 2 times a year, or every 6 months.

The nominal value is the value of the stock that is conventionally equal to 100. Then with 100 € you can buy a title with a par value of 100, that the due date (eg 2017) I will restore the state € 100.

and interests?

all depends on the flow "coupon" or the title of the interest they pay every six months. To make it simple I'll take a title that is currently quoted.

A list of BTP currently "exist" can be found here

take a title from this list: 4.25% BTP-1ST19

We read how these ores, the title pays an annual interest rate of 4.25%, expires on 1 September 2019, and then pays interest on September 1 and March 1 of each year .

E 'quoted at the time when I write 99.63, which means you will pay € 99.63 a title that will pay € 100 on 1 September 2019.

Want to know what this title might make you buy today? Well, let's say you make, after taxes, approximately 3.70% net, no bad and no worries.

The prices of BTP may fluctuate over time, dropping below 100 when they say quoting below par, when over 100 shares at a premium.

essentially the value of a BTP is the value of flows interest and capital and also the due date, earliest time is the sooner the title should make for the well known rule that one euro now worth more than a euro tomorrow.

I have intrigued? Do you want details of the calculation of the value of a BTP? write

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Dignity vs Brand

There is always a surprise by turning to the network for information.
I write something about the clothes and I typed in "young designer clothes" on Google, maybe what I found with integrating the ideas of my classmates and writing something nice could be thrown out. Get it by chance on a
site, the blog network of Veneta. The post headline:

" 12ENNE POSE IN HARD TO BUY DESIGNER CLOTHES "

I stand aghast. Then I resume reading.
The girl's parents could not afford designer clothes for her daughter (or do not want them to buy the form of education), so during her time at school and she undressed in the bathroom took photos and then sell them to classmates.
Before writing this post I wondered at least ten times what could be the reason capable of pushing a twelve year old in the second to abandon dignity and decency to wear a shirt with 4lettere printed above.
I have not found an answer.
Clothes is cool, is "in" you away from the group of losers. A pair of shoes paid € 100 is better than a 20, even if it is ugly.
are choices.
Some blame the publicity, some of the tissue Mammuccari, who springs from the wrist to the parents.
of anyone's fault there.
as it may be pleasant, now signed a leader comes from the same suppliers of market stalls, which we want to admit it or not. But a twist ... the label.
If you were asked to pay 130 Euro a piece of cloth for 2 4centimetri would you do?
Nell '80% of cases is what happens when you buy a signed head.
There is a crisis, "pulling out" and then your child is dressed from head to toe Nike, Armani, Guess, Polo and Fred Perry. But please.

There are obviously exceptions, the clothes one of which falls in love and who makes an exception to the rule, birthday gifts made and received, maybe that pair of shoes that you pay a bit 'more, but you know will last twice.
Just do not overdo it and turn it into a mania . Question

as typical of those who signed:
"Bella this belt! E 'Home Horses?"
"You see, I paid a lot but it was too good ..."
"Oh, well worth it! I wanted buy a similar, but then I left alone ... "

course was worth it: as they say those Mastercard, pay 10euro on the beach and see your face gnoccolona convincing, is priceless.

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Jacko, if you hear me not to return

A private funeral and two days from the show world live in the Staples Center, the world seems not to want to resign without a fight to the death of the King of Pop.
Despite the disclosure of a death certificate, the information derived from autopsies performed on the body of singer and the two funerals, the millions of fans still hope that this is a sham to settle the debts.
A sort of short reads.
Now Michael is in an eastern European country, perhaps in Hungary, and expects to return to recover and hold the promise of one last tour. He followed the footsteps of former father Elvis, this is what they think.
Maybe.

The strange thing is that the network can be found by looking at video evidence and argue that the news of the death of Jack.
One of those who were brought out my interest in showing the inside of the artist's house at Neverland: for those who want to take a look just click here .
seems genuine.
Maybe.

How many guesses you can do about the true fate of Jackson, no one can arrive at a solution. We have not seen any body, there is no news on the place of burial nor the exact cause of death.
Everything we have seen is a coffin made of bronze-plated 14-carat gold.
But what Michael thought of all that gold?
I find it incredible that after all his efforts to fight hunger in the world could fall so low in the design of his coffin. From this we should infer that he just could not find anything, that everything was arranged after his death.
And if it was one of his usual nonsense?
After all it is the same man who sang "Do not matter if you're black or white" and in the meantime sought how to get the bleaching of the skin because he did not feel accepted.

Where is the truth?
Maybe all these rumors will only complicate the situation and certainly the media are doing everything to feed the false belief that the King of Pop will be back. Millions of people will be convinced that he is still alive, that is ... how do you travel with children when a person leaves.
Meanwhile, his albums have topped the charts and give the impression of wanting to stay for a long time, while at the same gadgets and all the objects that somehow remind us they are buying value.

Farewell, Dear Jack.
Did you dream of generations with your music and dancing, but I can not forget the disappointment of feeling accused of pedophilia. Now
Jordan Chandler withdrew the charges admitting that he had been forced by his father to lie to get money that you've never molested.
Wherever you are, stay there.
Live your life in peace and free from the burdens that oppress you.
I remembered as a genius who's gone with the dignity of an ordinary man.

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GPL? Do not panic

LPG: Liquefied Petroleum Gas , mixture of low molecular weight hydrocarbons.

"The name comes from the fact that the components are in gaseous form at room temperature and atmospheric pressure but are liquefied pressure following the logic of economizing the carriage . The advantage you get is to increase the gas density about 250 times, thus reducing the footprint for a given mass (and therefore of energy produces), this logic makes possible the use of pressure containers of relatively limited size . To give an example, a cylinder of 40 dm3 contains approximately 6 kg of methane gas, compressed to over 20 MPa (200 bar), an equal volume of a cylinder of LPG contains about 20 and therefore the energy supplied is about 3 times higher . "

In Following the accident occurred last Tuesday, June 30, several controversies have been raised about the dangers of LPG and particularly of cars that use it as fuel.
Meet clear. I tried to assemble as much information and reliable sources can be found on the Internet to figure out exactly how the situation is. On
Ecoblog.it give an interview to Ing. Salvatore Piccolo, head of car-Assogasliquidi Federchimica. Here's a taste.

"Q: The auto LPG cars are safe?
A: Yes we are. On the web there is a movie (the one that I propose to Ed) which shows that are carried out tests to establish the safety or otherwise of a gas and in that case we speak of LPG. That said it should also be clarified that the LPG gas tank installed in the classic car is equipped with a valve (valve) that closes when we turn off the ignition. This means that either an accident, and then turns off the engine, or in case of a parking garage, garage or other, if in the presence of leak in the gas is released only in piping, and not in the cylinder and This first figure is expected to remove many already concerns about safety.
Q. It 's just that the safety device present?
A: No. In LPG there are several devices that are there to ensure safety in all circumstances, the heavier the incident ordinary forgetfulness. There are relief valve filler used to block the release during refueling, the safety valve that keeps constant pressure in the reservoir or the fuse that holds the gas inside the gas tank in case of fire. A level engineering and technology is much easier to intervene with technical devices at small containers, such as those for cars, rather than large tanks. In addition, the donuts are to be replaced every 10 years. The point is that LPG cars are often pulled in an accident that involved nothing have to do with the gas and not statistically dangerous accidents such persons are in a very low number. Different, however, is the situation of commercial transportation and industrial markets. "

So LPG cars have a system designed and tested to prevent explosions and accidents caused by liquefied gas . In this regard I also found a video demonstrates the usefulness of the new engine technology and safety valves.
Watch Video
For those who want to know in detail the form, function and placement of valves Boldringroup.it recommend the site, where you can find descriptions with photos of each.

Gpl o non Gpl? Questo è il dilemma.
Abbandonare una nuova tecnologia che potrebbe farci risparmiare tanti bei soldini solo per colpa di una saldatura mal eseguita (probabilmente è questo il motivo dell'incidente di Viareggio) non sembra essere una mossa costruttiva.
Creare il panico nella gente e allarmarsi non serve, perchè la paura in questo caso non ha fondamento: le procedure e i metodi della produzione industriale sono molto diversi da quelli adottati per uso civile. E poi diciamolo, sono anni che il Gpl viene trasportato via treno e non è mai accaduto nulla del genere: non può essere solo fortuna!
Per concludere, è normale che nuovi sistemi come l'impianto LPG car in need of a break-in period before they can be at most of the functionality and security, but this does not mean that some engineer has taken the liberty of putting into circulation an unsafe product.
We are not (yet) in the banana republic.